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Money is a two-person problem
Most money apps assume one person does the finances. Mali is built for both of you — shared context, joint goals, and answers you can both talk to.
Built for two, not one-plus-a-data-field
The retirement planners treat your partner as a row of inputs one of you types in. Mali treats a household as two real people: link both sides, set goals together, and ask questions that understand you're planning as a couple.
Ask together
"Can we afford a weekend trip next month?"
"Are we on track to retire — both of us?"
"When should each of us claim Social Security?"
"What's the most we can spend and still be okay?"
How it works for couples
- Shared household — invite your partner on a paid plan; plan from the same picture.
- Joint goals — set what you're saving toward together; Mali tracks feasibility and funding.
- Couple-aware math — joint last-survivor longevity, household savings rate, combined retirement readiness.
- By voice or text — talk it through together at the kitchen table.
Private and honest. Your data is encrypted, never sold, and Mali has no products to sell you. The math is deterministic and tested — the AI explains it, it doesn't invent it.
Try Mali free