Open MaliMoney

Pricing

Try the demo and 30 free calculators with no signup. When you're ready to talk to Mali about your money, it's $4.99/mo — and that's the whole business model.

Free
$0
See exactly what Mali does before paying a cent — no card, no signup.
  • Interactive demo of a real Mali conversation
  • All 30 calculators, free forever — shareable results
  • Roth, Social Security, Monte Carlo, 529, RMD & more
Use the free calculators
Voice Pro
$4.99/mo
The real thing: Mali on your money.
  • Talk or type to Mali about your actual accounts
  • Link up to 2 banks — automatic transaction sync
  • 60 voice minutes + 500k AI tokens a month
  • Invite your partner (shared household)
  • Upload receipts & statements
Start 7-Day Free Trial
Most popular
Premium
$29.99/mo
Mali's deepest reasoning — for complex money lives.
  • Noticeably sharper answers on multi-step questions — Roth ladders, withdrawal sequencing, estate planning
  • Everything in Voice Pro
  • Up to 10 linked institutions
  • 400 voice minutes + 5M AI tokens a month
  • Priority access to new tools
Go Premium

Going over your monthly minutes or tokens never cuts you off — extra usage is simply metered: Voice Pro 15¢/voice-minute and 2¢ per 1k tokens; Premium 10¢ and 1¢. You only pay for what you use.

Why we cost less than the retirement planners. Tools like Boldin charge ~$144/year and gate the good stuff — tax projections, Roth conversions, scenario comparisons — behind the paywall, then ask you to type your whole financial life into a 250-field wizard. Mali links your bank, does the same caliber of math, and lets you just ask. Voice Pro is $4.99/mo.

What you're actually paying for

Mali runs a library of tested, deterministic financial calculators — Roth conversions, Social Security timing, Monte Carlo retirement odds, tax-aware withdrawals, and dozens more. The AI explains the results in plain language; it never invents the numbers — a real engine computes them. See them all on the features page and tools hub.

No products to sell. No commissions. No data sale. Mali makes money one way — a simple subscription. We don't sell investments, we're not paid to recommend anything, and we don't sell your data. Your incentives and ours point the same direction.

Common questions

How does the 7-day free trial work?

You can start a 7-day trial of Voice Pro to link your accounts and chat live with Mali. A credit card is required to prevent abuse, but you can cancel in two taps from Settings anytime before the trial ends and you won't be charged. The demo and 30 calculators are always free and need no card or signup.

Can I cancel anytime?

Yes — manage or cancel your subscription anytime from Settings. Billing is handled securely by Stripe.

Do you give financial advice?

Mali is an information and education tool, not a licensed financial advisor. It shows you the math and explains your options; decisions are yours. See our Terms.

Start 7-Day Free Trial ($4.99/mo)

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